Banking made easy,
more secure and
more personal
Banking made easy, more secure and more personal
From a first Checking account to retirement plans and everything in between - we provide the guidance and support needed for financial success.
Find your perfect fit
Popular Products
Every
Rejected
Financial
Banking built different
Experience financial services designed around your life, not outdated banking models. We combine cutting-edge technology with transparent practices to deliver the banking experience you deserve.
Zero Monthly Fees
Keep more of your hard-earned money. No hidden charges, no maintenance fees, no minimum balance requirements.
Instant Approvals
Get pre-qualified for loans and credit cards in under 5 minutes with our streamlined digital process—no paperwork hassles.
Industry-Leading Rates
Earn up to 4.5% APY on savings accounts and access loans starting at 3.99% APR with flexible terms tailored to your needs.
24/7 Mobile Access
Manage your finances anytime, anywhere with our award-winning mobile app rated 4.8/5 stars by over 45,000 users.
AI-Powered Insights
Get personalized financial guidance that learns from your spending habits and receive smart budgeting recommendations.
Bank-Grade Security
Your money is protected by military-grade 256-bit encryption, biometrics, and real-time AI fraud detection
Smart Savings
Beat inflation with high-yield returns that earn 12x the national average.
✓ 100% accessible funds
✓ Zero lock-in periods
✓ No penalties, ever
$5K - $50K Loans
Personalized offers in 60 seconds. Flexible terms, competitive rates, 24-hour funding.
Free Investing
Build wealth your way with commission-free trading on stocks and ETFs, or choose expert-curated portfolios.
✓ $0 minimum
✓ $0 commissions
✓ Expert portfolios available
3% Cash Back
Earn on every purchase with zero annual fees and instant fraud protection.
Shaping your future with online banking
With our comprehensive banking solution, you’ll find that one card is truly enough. Our all-in-one card combines the functionality of multiple cards into a single, convenient solution, clutter and simplifying your wallet.
80%
Users primarily access their accounts via mobile for with convenient banking on the go.
10K+
Wings quickly gained popularity among youth, attracting over 10k+ customers in first year.
500+
Gain access to a vast global network of over 500+ partner ATMs located worldwide.
60%
Users enjoy 60% faster transaction processing times compared to traditional banks, providing them.
Checking that grows with you. Plus $200.
All-new Complete Checking’s right for all life stages. And new customers earn $200 with qualifying activities.
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Frequently asked
questions.
Is my money really safe?
Absolutely. We’re fully FDIC insured, meaning your deposits are protected up to $250,000. We also use bank-level 256-bit encryption and multi-factor authentication to protect your account.
What if I'm not satisfied?
We offer a 60-day satisfaction guarantee. If you’re not completely happy with our service, we’ll help you transfer your accounts elsewhere with zero hassle—and refund any fees you’ve paid.
How long does approval take?
Most customers receive instant decisions for checking and savings accounts. Loan and credit card approvals typically take 3-5 minutes, with funding available within 24-48 hours.
Are there really no hidden fees?
Zero hidden fees, guaranteed. What you see is what you get. We make money by investing your deposits responsibly—not by nickel-and-diming you with surprise charges.
Ready to take control of
your financial future?
Join thousands of customers who’ve already made the switch to smarter banking. Open your account in just 3 minutes—no credit check required for checking and savings accounts.